US based Capital One Financial Corporation (Capitalone.com) is the 8th largest bank holding company in the USA in terms of total assets and deposits. It specializes in credit cards, home loans, auto loans, banking, and saving products. The bank now boasts of 963 branches and over 2000 ATMs all across US. With its strong business reach in other parts of the world like Canada and UK, it is also a member of Fortune 500. It was one of the newest banks too, incorporated in 1994.
Capital One became pioneer in the mass marketing of credit cards in 1990s which brought it a great reputation and helped build a strong brand. The company itself is known more for its credit card options rather than its other banking solutions including loans and investments.
If you are planning to use a Capital One credit card, for which you can easily apply at Capitalone.com, you better have an online banking account too. Keeping up with your credit account is very essential. However, paying credit bills monthly, if you regularly, can become problem. There are good chances that you might forget the due date. So, to avoid missing credit due date, you can opt for Capital One online banking.
This tutorial will assist you to pay online credit bills for your Capital One credit card.
This guide assumes that you already have an online banking account. If you don’t have one, you can enroll easily at Capitalone.com. The applying process is simple and will take a few minutes to complete the form.
Open Capital One’s official website Capitalone.com in your browser. You will see a website like the one in the picture below.
Signing In & Making Payment
You will see in the left side besides the slider, an Account Sign In box. This box holds a drop-down box which contains the different services accounts which includes credit cards, banking (including Capital One 360, auto loans, ShareBuilder investing, home loans and rewards. Select Credit Cards for our purpose, because we wish to make a payment for our credit card.
Now enter your Username and Password in the corresponding boxes to continue. Now click on the green button titled “SIGN IN”.
Now, you can make the payment simply by entering your information and payment details like amount.
Paying your credit card bills online will make the payment process easier for you. It means you can pay bills even at your home or through your phone while you’re traveling. With online banking, you can put the payment on auto mode; that is, on a particular date of the month, payment will be made automatically.
If you face any problem at any point of time, you can always contact Capital One customer service at 1-800-227-4825. With customer service, you can also:
- Report a card lost or stolen
- Balance inquiries
- Pay by phone
- Dispute a charge
- Transaction history